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Despite the message of “bling bling” era hip-hop, you don’t need big bills to live large. Here are some for tips for how to stretch Armstrong your earned dollar.

It's Fiiiiiinance!

By Tom Wiseman
8/25/08
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Now, in my mind "banker" is just Cockney rhyming slang, not an actual profession, and I'm only semi-ashamed to admit that my level of mathematics is similar to that of an 11 year old

Budgeting the Easy Way

By Julie Fishman
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Quick Tips

  1. Budget for tomorrow – Budgeting isn’t always fun, but it’s a lot better than spending the last week of every month living off Ramen. Map out your salary and expenses and make sure that you won’t end up in the red. Budgeting isn’t a punishment; it’s just spending wisely.
  2. Be comprehensive – While budgeting, we tend to make sure that we can cover the big ticket items (e.g., rent) but sometimes forget about the small ones (e.g., haircuts). Be sure to be thorough when setting up a budget. Review prior bank and credit card statements to understand spending habits.
  3. Budgeting tools – The best way to budget is to use a guide, whether that’s Quicken or creating/downloading an Excel budgeting spreadsheet. Don’t be afraid to geek out.
  4. Keep at it – It’s really easy to stop budgeting (particularly when using a credit card because you’re not layout out any cash). But be sure to review your accounts at least twice a month to make sure you’re keeping within your budget.
  5. Don’t forget to save – A big benefit of budgeting is that you can start saving. Include a small amount each month to tuck away into a savings account. This will keep you afloat down the road…or ,enable you to buy a Ferrari.

Even though it sounds like something that no one under the age of 60 would actually do, budgeting is an essential first step in sorting out your personal finances.

Live Cheaply: Eat out of a Dumpster

By Chris Zoia
8/11/08
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In the past, only liberal arts majors had to scrounge around for food in garbage bins. Not anymore. Enter the freegans (free + vegan) the newest iteration of hippies who make political statements about the excessive waste produced by Western consumer society

Close, but No Cigar

By
9/16/08
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Here's a snapshot of my life since graduating with my Masters in philosophy in June

Floundering Auto Industry = Good for Grads

By Chris Zoia
7/31/08
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Automobile sales plunged this summer due to the high price of oil and the short supply of fuel-efficient cars. If you’re looking to nab a new set of wheels, work this recent slump in the car industry to your advantage.

Eat Cheap 2008

By Chris Zoia
7/22/08
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Now that we’ve fallen upon hard times, it’s becoming increasingly difficult to wine-and-dine at an affordable price. Thankfully, New York Magazine's Eat Cheap 2008 guide can help grads in NYC navigate the best budget eats without sacrificing quality.

Do You Like to "Do It Yourself"!?!?

By Chris Zoia
7/14/08
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Global warming and the rising cost of oil are forcing AC users to face a conundrum: kill the environment and your wallet, or perspire to the point that you genuinely find PBR's "refreshing." Luckily, there's a compromise.

Eco-Friendly and Wallet-Friendly

By Chris Zoia
7/01/08
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Scientists, treehuggers, and Al Gore have made it crystal clear that unless we start cleaning up our act, the planet we leave our children will be little more than a smoking, overheated ball of smelly waste. Sadly, trying to save the world by buying a hybrid car and installing solar panels

The Frugal Traveler Does Europe

By Christopher Schonberger
6/10/08
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Since back in the days of Peter the Great, there have been few travel routes more coveted than a jaunt around Europe. It’s a classic journey, no doubt. But who has the money? All those pints of bitter, baguettes, and barrels of oil really add up, especially if you

10 Myths About Life After College

By Gradspot Dot Com
6/02/08
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Our guest blogger today is Kristen Fischer, author of Ramen Noodles, Rent, and Resumes: An After College Guide to Life

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