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We’ve spent a lot of talking about “the now.” But now it’s time to talk to about the future. Smart investments are often the key to living comfortably well into your twilight years. Just steer clear of those pesky credit default swaps!

Book Review: "I Will Teach You To Be Rich"

By Stuart Schultz
9/17/09
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The name is a lot to get past. For me, it conjures images of people in Hawaiian t-shirts, converging on Vegas en masse, to attend a "how to get rich" seminar which actually is nothing more than a giant pyramid scheme. Surprisingly though, I couldn't recommend this book more

Top 10 Recession Tips

By Christopher Schonberger
12/18/08
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There is a silver-lining to the news that the US has been in a recession since last year: it means that if you’re reading this, you’re already surviving a recession, so keep up the good work.

Should I Keep Investing in My 401(k)?

By Stuart Schultz
10/14/08
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If you've been watching the news over the past few weeks, you might have noticed how the stock market lost 50% of its value and everyone started freaking out. But what if you've been depositing money in a 401(k) or Roth IRA? Should you keep pouring money into a sinking ship?

Damn It Feels Good to Be a Banker

By Christopher Schonberger
8/28/08
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Bankers and consultants, it’s time to squash the beef

The Grad Olympics

By Christopher Schonberger
8/12/08
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Are you amped that the Olympics are finally here? Yeah, me too—no matter how hard

Money Saving Tricks

By Chris Zoia
8/06/08
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The reason why saving money is so difficult is because it usually involves convincing yourself you don't want things you actually do want and telling yourself that, no, you didn't "earn" a Starbucks latte by waking up on time for work.

Discovering Investment Options

By David Pekema
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Quick Tips
  1. Start now – Even if you're just opening an online savings account, it's important to start investing as early in your working life as possible. For many great investment and savings calculators, including how your money can grow, visit: AOL Calculator.
  2. Safe bets – Opening either a CD or an online savings account is a great option for the conservative investor. The interest rate of return is comparatively lower than some of the riskier investment options, but the reason is simple—these accounts aren't at all risky.
  3. A happy medium – Bonds, mutual funds, and ETFs are often noted as striking the perfect balance between risk and reward investing. Investing in a bond nets a fixed interest rate in return, while mutual funds and ETFs are made up of many stocks, so the chances of all of them tanking are low.
  4. Risky business – Stocks are probably the #1 cause of heart-disease in the Western world. Essentially, with a stock you buy a share of the company and reap the benefits if the company is successful. If the company goes belly-up, so does your investment. Good luck.
  5. Play the field – You can afford to be a little riskier when you're young and don't have much to lose. It's best to practice investing now when you're fresh and bold, but make a habit of diversifying your portfolio rather than “laying it all on red.”

It’s hard enough to keep up with rent, utilities, food, and debt payments on a first year’s salary, which is why most recent graduates keep their money in the same li’l junior’s checking account that our grandmothers set up for us when we were ten. But keeping your money in a zero- or very-low-interest rate checking account

Gradwatch on the NYT

By Dan Marley
5/19/08
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In another edition of “Gradwatch on the NYT,” we troll The New York Times for grad-related stories that might have slipped through the cracks

Top Ten Ways to Drop $600

By Christopher Schonberger
5/06/08
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Starting this month, those coveted $600 tax rebates from the government will start hitting the mailboxes of recent grads who kept it real last year and didn’t make very much money. The big question is

Take the One-Year $1 Million Challenge

By Dan Marley
4/18/08
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How can you become a millionaire by the time you retire? Maybe you have a “million dollar idea” or are well on your way to rising up the ranks in the finance world. You’re on the right track, but it’s going to take some work

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